Stephanie Bundy

801-875-6006

 

OBJECTIVE: 

To obtain a full time position working from home.

QUALIFICATIONS:

 

Ø       Often recognized for my ability to communicate, and to adapt quickly to my work environment. Handles pressure situations easily.

Ø       Certified in Customer Service/Business, Department Manager/Trainer

Ø       Experienced in interviewing, supervising and training new hires.

Ø       Work efficiently with title companies and appraisers, submission of loan applications for underwriting, all other necessary steps to follow the loan through funding.

Ø       Preparing Loan Documents to be signed at Title/Escrow, funding of loans, get any prior to funding conditions from borrower, Loan Officer and or Title.

Ø       Data Entry for setting up loan applications, credit analysis, working with loan officers in obtaining documentation for completing loan files.

Ø       Extensive phone skills, including phone courtesy training.

Ø       Efficient in appointment settings, travel arrangements, handling clients respectfully.

Ø       Skilled in office equipment such as computers, faxing, filling, copies, and all other useful office functions. Microsoft Word, Publisher, Power Point, Excel, Word Perfect, Promas, Point System, Doc Magic, Genesis, MortgageWare, Prolender, Assetwise, DU/LP, IBM, and more. All basic office computer skills. Ten plus years of computer/word processing training and on the job use

 

WORK HISTORY:Reference upon request

 

10/2014-Present    Primary Residential Mortgage – Quality Assurance Auditor SLC, UT

Ensure loans are in Compliance with all agency, investor and Government QA requirements. Complete Full audits on Pre-Close, Post-Close, early payment defaulted loans. Review 10% of loans that assigned Vendors audited to ensure audit was completed accurately. Complete 14 different discretionary audits each month, including HMDA accuracy as well as ECOA Denial Accuracy. Work to ensure Brokered loans are within compliance.

07/2014-08/2014     Aerotek Staffing Agency – Wells Fargo- Accounts Receivable West Valley, UT

Temporary Position - Updating system with invoice to be paid.  Bill for invoices; Work with Trust accounts; Update/create spreadsheets for monthly billing/collection of Trust accounts Scanning and requesting checks from Accounts payable. Working with Account Rep/Collector accounts to collect funds. Create new Trust accounts in system.

 

10/2009-10/2014    Bank of America Senior Processor/Conv Level 1 UW - South Jordan, UT

Work with borrower, title, Mortgage Loan Officer to gather required documents for Conventional and Government loans. Ensure documents are correct, clear and updated to clear conditions.  Junior Underwriting authority. Follow the loan from start to finish making sure loan closes in timely manner. Request updated Homeowners insurance, Flood Insurance, review credit report, Income, Asset and other documents prior to submission to Underwriter for sign off. Gather conditions on foreclosed loans to provide a presentable package to Mortgage insurance companies for payment. Schedule Closings, request HUD and work with Title to clear liens.

 

05/2009-10/2009   Aerotek Staffing Agency – Wells Fargo- Senior Loan Closer Tempe, AZ

Closed conventional refinances, contact title agency to verify fees, sign date etc. Prepared documents and sent to title, reviewed documents and requested net funding.

Trained to close FHA refinances. Trained to close Government Loan Modifications, verify current income and necessary documents signed and completed within time allowed to finalize modifications.

 

08/2007-02/2008Senior Loan CloserWells Fargo Home EquityPhoenix, AZ

Reviewed Home Equity documents for accuracy, balanced funds and set up deposit into customer accounts.  Helped shipping and receiving, Customer Service.             

07/2006-01/2007       Senior Loan CloserLennar Financial/UAMCTempe, AZ

Loan doc preparation, coordinate with title co. and other depts., Review final Settlement statement.  Follow up on doc signing. Request the wire for loan funding, stack, ship, and clear Post-Closing Conditions. Notary. Customer Service. 

 

 

11/2004-06/2006Closing/Funding ManagerAmerican Mortgage Specialist Mesa, AZ Managed and trained Doc Closing and Funding Department.  Interviewed, hired, and trained new employees for Docs, Funding, Shipping and Loan Coordinating.  Review files before drawing docs to send to title.  When files come back from title review to make sure clear approval and all documents are signed correctly.  Request wires for documents.  Stack and make copies of files for shipping to investor.  Cleared approvals from investor for purchase of file.   Customer Service